Freedom Mortgage Closer in Stockton, California


  • Job ID:2571

  • Functional Area:Operations

  • Employment Type:Full Time

  • Location:Stockton, CA

  • Department:West Closng/Funding 1

  • Relocation Provided:No

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Position Description:

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

  • Must have current knowledge of RESPA and TILA guidelines

  • Must have experience preparing mortgage closing documents for Conventional, VA and FHA loan programs

  • Must maintain a high level of productivity while not sacrificing quality

  • Excellent verbal and written communication skills

  • Review Case Number Assignment, Title Commitments, Insurance Policies, PMI Certification and all loan documents for accuracy. Closer must review each file for completeness and accuracy to ensure compliance with underwriting, government, investor and company requirements.

  • Maintain open lines of communication with all parties to obtain loan status information. Provide timely communications regarding closing status as appropriate.

  • Ensure all loans are closed in strict accordance with all guidelines

  • Understand and adhere to all existing and/or changes to internal or external guidelines, processes and procedures as soon as they are implemented.

Job Requirements

  • Computer knowledge with Microsoft Excel, and different LOS systems.

  • Strong knowledge in reading title app

  • Current recent working knowledge of RESPA 2010, HMDA and Appraisal Independence Requirements (AIR)

  • Experience preparing loan documents and funding

  • Minimum two years’ experience as a closer or funder

  • Must have experience preparing mortgage closing documents for Conventional, VA and FHA loan programs

  • Excellent verbal and written communication skills

  • Must have the ability to calculate a payoff demand statement

  • High school diploma or equivalent required

  • Ability to work in a high paced environment, recognizes and acts on changing priorities

  • Ability to work extensive hours during high volume

  • Demonstrated analytical skills

  • Prioritization skills

  • Positive attitude and team-oriented spirit

Freedom Mortgage is a privately held, full-service residential mortgage lender licensed in all 50 states, Washington D.C., Puerto Rico and the Virgin Islands. We are one of the largest and fastest-growing privately held mortgage companies in the country, as well as the #7 lender in the nation. Freedom Mortgage currently services more than $100 billion, and we are a top VA and FHA lender. And we are continuing to grow! Freedom Mortgage is again on the Inc. 5000 list of the nation’s fastest growing private firms. This year we ranked #1842; our revenue ranks as the largest in the state of NJ and largest nationwide in the category of Financial Services in 2017.

Freedom Mortgage has over 5300 employees and offices nationwide. Locations include suburban Philadelphia (multiple sites in Southern New Jersey and Fort Washington, PA) and Fishers, IN, two regions where we were named Top Workplaces. We also have large operating centers in Melville, NY; Orlando, FL; San Diego, CA; San Dimas, CA; and Tempe, AZ.

Freedom Mortgage team members enjoy our total rewards program, including excellent benefits, perks, business casual dress, rewards programs, training, development and career opportunities. Community spirit is one of our shared values and Team Freedom Cares is our philanthropic arm helping us get involved in the communities in which we operate. Learn more about us and apply!

Freedom Mortgage Corporation is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, national origin, or their status as a protected veteran or an individual with disabilities. Local applicants encouraged to apply. Employment contingent upon successful completion of background investigation. Smoke-free workplace. Drug-free work environment. Excellent benefits package including medical, dental, vision and 401(k). All resumes are held in confidence. Only candidates whose profiles closely match requirements will be contacted during this search. LENDER NMLS ID:2767

Equal Opportunity Employer- Minorities/Females/Disabled/Veterans